Licensed in Texas & IowaTX & IA · Se habla español
Call Text Get my quote

Life insurance and retirement income for Dallas–Fort Worth families

From Fort Worth to Frisco, we compare several carriers for term, permanent and final-expense coverage and explain the trade-offs plainly — in English or Spanish, by phone or video.

A family looking at a laptop together on the couch
  • Licensed in Texas (license 3546592)
  • Bilingual: every call and form in English or Spanish
  • By phone or video — no office visit

See your options in about 2 minutes

Three questions to start. No medical questions, no obligation, and nothing shared with anyone outside our agency.

We're licensed in Texas and Iowa.

Submitting a request or calling connects you with a licensed insurance agent who may contact you about insurance products. This is an insurance solicitation.

Got it — thank you.

A licensed agent will reach out shortly to confirm a few details and walk you through your options. If you'd rather not wait, call (713) 925-7011 now.

Submitting a request or calling connects you with a licensed insurance agent who may contact you about insurance products. This is an insurance solicitation.

The Metroplex has been adding new households faster than almost anywhere in the country, and a lot of them have just signed a 30-year mortgage. The most common question we get from Dallas–Fort Worth is some version of “if something happens to me, can my family keep the house?” That's a term-length and coverage-amount question more than a product question, and it's one we can usually answer in a single call with a number attached.

How it works from Dallas–Fort Worth

Everything happens by phone or video.

We don't have a storefront in Dallas–Fort Worth. You talk with Victor M Robles Soto, a licensed producer, from wherever you are — most first conversations take 15 to 20 minutes.

We compare carriers instead of selling one.

Elavere is an independent agency appointed with several insurance companies. We look at what each one would offer for your age, health and budget and explain the differences plainly.

English or Spanish, your choice.

Every call, form and policy explanation is available in either language. Nothing gets lost between a translator and the fine print.

Areas we serve around Dallas–Fort Worth

Serving Dallas–Fort Worth, Dallas, Tarrant, Collin and Denton counties, and nearby communities:

  • Dallas
  • Fort Worth
  • Arlington
  • Plano
  • Irving
  • Garland
  • Frisco
  • McKinney
  • Denton
  • Grand Prairie
  • Mesquite
  • Carrollton
  • Richardson
  • Lewisville

Life insurance sold in Texas is regulated by the Texas Department of Insurance. Victor M Robles Soto holds Texas producer license 3546592 (NPN 22305583). Any policy we place for a Dallas–Fort Worth household is issued by the insurance company under Texas rules.

Questions we hear from Dallas–Fort Worth

We just bought a house in the suburbs. Do we need mortgage protection insurance?
What most people call “mortgage protection” is a term life policy sized to the mortgage balance and matched to its length. You can buy it as a stand-alone policy or fold the mortgage into a larger term policy that also covers income and children's costs. We'll price both for your loan amount so you can see the difference.
Do I have to meet you in person?
No. Everything — the first conversation, the application and the policy delivery — happens by phone, video or e-mail. Our business office is in Chicago and we work with Dallas–Fort Worth families remotely, which is how most of our clients prefer it.
Are you actually licensed in Texas?
Yes. Victor M Robles Soto is licensed in Texas (Texas license 3546592, NPN 22305583). You can verify a producer's license on the Texas Department of Insurance website. Both numbers also appear in the footer of every page on this site.
Which insurance companies do you work with?
Elavere is independent and appointed with several carriers, so we can show you more than one company's answer. Which companies fit depends on your age, health history and the kind of coverage you want; we'll tell you which ones we're comparing and why.
Do life insurance rates change by city?
Not in a meaningful way. Carriers price life insurance on your age, health, tobacco use, coverage amount and policy length — not on your ZIP code. What changes from place to place is the kind of coverage people need, and that's the part of the conversation we spend the most time on.
What does the first call cost?
Nothing, and it doesn't obligate you to anything. If you apply for a policy and it's approved, the insurance company pays our agency a commission; you never pay us a fee.

Other areas

Talk with a licensed agent about your Dallas–Fort Worth household.

A short call in English or Spanish. No cost, no obligation, no pressure.

Submitting a request or calling connects you with a licensed insurance agent who may contact you about insurance products. This is an insurance solicitation.