Life insurance and retirement income for Austin households
Independent, Texas-licensed, and used to working with people who don't get benefits from an employer — by phone or video, in English or Spanish.

- Licensed in Texas (license 3546592)
- Bilingual: every call and form in English or Spanish
- By phone or video — no office visit
See your options in about 2 minutes
Three questions to start. No medical questions, no obligation, and nothing shared with anyone outside our agency.
A lot of Austin's workforce is self-employed, contracting, or at a company too small to offer group life insurance. That means no automatic coverage and no HR department to ask. We spend most of our Austin conversations on two things: an individual term policy sized to real obligations, and — for people saving outside a 401(k) — whether a permanent policy or an annuity has any role, including the honest cases where it doesn't.
How it works from Austin
Everything happens by phone or video.
We don't have a storefront in Austin. You talk with Victor M Robles Soto, a licensed producer, from wherever you are — most first conversations take 15 to 20 minutes.
We compare carriers instead of selling one.
Elavere is an independent agency appointed with several insurance companies. We look at what each one would offer for your age, health and budget and explain the differences plainly.
English or Spanish, your choice.
Every call, form and policy explanation is available in either language. Nothing gets lost between a translator and the fine print.
Areas we serve around Austin
Serving Austin, Travis, Williamson and Hays counties, and nearby communities:
- Round Rock
- Cedar Park
- Pflugerville
- Georgetown
- Leander
- Kyle
- Buda
- San Marcos
- Lakeway
- Hutto
- Manor
- Dripping Springs
Life insurance sold in Texas is regulated by the Texas Department of Insurance. Victor M Robles Soto holds Texas producer license 3546592 (NPN 22305583). Any policy we place for a Austin household is issued by the insurance company under Texas rules.
Questions we hear from Austin
I'm self-employed with no benefits. Where do I start?
Do I have to meet you in person?
Are you actually licensed in Texas?
Which insurance companies do you work with?
Do life insurance rates change by city?
What does the first call cost?
Other areas
Talk with a licensed agent about your Austin household.
A short call in English or Spanish. No cost, no obligation, no pressure.
Submitting a request or calling connects you with a licensed insurance agent who may contact you about insurance products. This is an insurance solicitation.
